Did you know that

8 out of every 10 people 

have errors in their credit report?

Start here (in the right order)

First we need access to your reports. Then we run a quick “x-ray” analysis so you know exactly what’s hurting you and what to do first.

1) Start Monitoring

Pick a monitoring option. This gives you scores + report access so we can review what’s reporting and where the issues may be.

2) Schedule a Credit Analysis ($25)

A credit analysis is like an x-ray. We review your reports and give you a clear plan: what’s fixable, what’s next, and what to ignore.

Get the $25 Analysis What you’ll receive

3) Choose a Plan

Pick the level of support that matches your timeline. We focus on accuracy, documentation, and smart strategy—no gimmicks.

View Plans Sign up

Plans (clear pricing, clear expectations)

These plans cover guided dispute/document support and coaching. We can’t remove accurate, timely negative information, and results vary. The goal is to improve your profile the right way—step by step.

Standard

$85 / month

Account setup / first work fee: $150 (one-time)

90-day satisfaction guarantee (terms apply)

  • Up to 5 disputed accounts / month
  • Standard disputing + factual disputing
  • Monthly 1-on-1 check-in
  • Chat/email support
  • Monitoring not included (additional cost)

Professional

$105 / month

Account setup / first work fee: $250 (one-time)

90-day satisfaction guarantee (terms apply)

  • Unlimited disputed accounts / month
  • Up to 5 inquiries / month
  • Power of Attorney (where applicable)
  • Custom disputing + factual disputing
  • Monthly 1-on-1 check-in
  • Chat/email + text support
  • Monitoring not included (additional cost)

Elite

$155 / month

Account setup / first work fee: $400 (one-time)

90-day satisfaction guarantee (terms apply)

  • Unlimited disputes and inquiries
  • Notarized Power of Attorney (where applicable)
  • Custom AI disputing
  • Monthly 1-on-1 check-in
  • Metro 2 disputing (when appropriate)
  • Credit monitoring included
  • New credit lines guidance
  • 24/7 priority support
Standard
Professional
Elite
Monthly fee
$85
$105
$155
Setup / first work fee
$150
$250
$400
Disputes per month
Up to 5 accounts
Unlimited accounts
Unlimited + inquiries
Inquiries
—
Up to 5 / month
Unlimited
Monitoring included
No
No
Yes
Sign up for a plan
Credit services disclosures (read this)
  • No guaranteed deletions: we can’t remove accurate, timely negative information.
  • Disputes when appropriate: we help identify potential inaccuracies and prepare dispute documentation.
  • Results vary: outcomes depend on your profile, reporting timelines, and creditor/bureau responses.
  • Your rights: if credit repair laws apply to your service, required disclosures and agreements are provided, including a 3-business-day right to cancel after signing.

Learn more: FTC (CROA) • CFPB guidance

Sign up for My Score IQ

7-Day $1 Trial and then $34.99 per month

Provides your FICO score which is what Banks Use!

Sign up for CreditHeroScore

7-Day $1 Trial and then $27.99 per month

Provides your Vantage score which is what the Bureau’s and Credit Karma Show’s.

Schedule a Credit Analysis

A Credit Analysis has a Small $25.00 Fee and allows us to see what is going on with your credit like an x-ray. So we can make best possible recommendation.

Sign up for CreditScoreIq

7-Day $1 Trial and then $51.99 per month

Provides your Vantage score and helps you dispute errors using AI.

Two pie charts comparing credit report data with legends and explanations. The left chart shows categories like Payment History, Utilization, Credit Age, Credit Types, and Inquiries with their respective percentages. The right chart includes Payment History, Credit Age & Type, Utilization, Balances, Recent Credit, and Available Credit, also with percentages. Each category has a detailed description below.
Credit Building Offers
A vintage Brother Deluxe typewriter with a sheet of paper inserted, placed on a table, in black and white.

Standard Option

$85/Month

Account Setup / First Work Fee:

$150.00 (one-time fee)
Satisfaction Guarantee:

90-day satisfaction guarantee or your money back (terms apply)

  • Up to 5 Disputed Accounts: Assistance with disputing up to 5 accounts per month on 3 Credit Bureaus.


  • Inquiries: Not Included.


  • Standard Letter: Access to pre-designed letter templates for disputing and intervention.


  • Monthly Consultation: One 30-minute meeting per month to review and discuss your credit situation.


  • Factual Disputing: Disputing inaccuracies based on factual errors.

  • Credit Monitoring: Not included.  


  • 7-Day Trial for Monitoring: $1 trial for 7 days, followed by a monthly fee between $19.95 and $34.99.


  • Online Chat/ Email Support: Response Times within 48 hrs.


Wooden table with a laptop, a cup of coffee, a notepad, a pen, and a smartphone next to a window.

Professional Option

$105/Month

Account Setup / First Work Fee:

$250.00 (one-time fee)
Satisfaction Guarantee:

90-day satisfaction guarantee or your money back (terms apply)

  • Unlimited Disputes: No limit on the number of accounts disputed each month.



  • 5 Inquiries: Help with disputing up to 5 inquiries per month.



  • Power of Attorney: Includes not notarized power of attorney for dispute management.


  • Custom Letter Templates: Access to customized letters for disputes.



  • Monthly Consultation: One 30-minute meeting per month to review and discuss your credit situation.


  • Factual Disputing: Disputing inaccuracies based on factual errors.

  • Credit Monitoring: Not included.  


  • 7-Day Trial for Monitoring: $1 trial for 7 days, followed by a monthly fee between $19.95 and $34.99.


  • Email / Online & Text Support: Priority 1-24 hr response time support for quick assistance.



Close-up of a computer keyboard with a blue illuminated key labeled 'AI' featuring a lion face icon.

Elite Option

$155/Month

Account Setup / First Work Fee:

$400.00 (one-time fee)
Satisfaction Guarantee:

90-day satisfaction guarantee or your money back (terms apply)

  • Unlimited Disputes and Inquiries: No limit on the number of accounts or inquiries disputed each month.




  • Notarized Power of Attorney: Includes notarized power of attorney for efficient dispute management.



  • Custom AI Letters: Access to custom AI-generated letters for precise and effective disputes.




  • Monthly Consultation: One 30-minute meeting per month to review and discuss your credit situation.


  • Factual Disputing: Disputing inaccuracies based on factual errors.

  • Metro 2 Disputing: Advanced disputing Creditor Industry Standard method for more complex credit issues.


  • Credit Monitoring: Included (Vantage Score 3.0)



  • New Credit Line Assistance: Help with applying for new lines of credit to improve credit profile.


  • 24/7 Support: Priority support available 24/7 for urgent inquiries.




Pay Per Item Dispute Support: 

Account Setup / First Work Fee: 

$250.00

NO MONTHLY FEES

$0/ Month

Email Support: Response Times within 48 hrs.

7-Day Trial for Monitoring: $1 trial for 7 days, followed by a monthly fee between $19.95 and $31.99.

Pay as you go per Bureau per Item/Account

$0.00 Per Personal Information

$5.00 per Inquiry

$50.00 per Collection/Charge off, Student Loans, Tax Liens, Repossessions, Evictions,

Foreclosures/Child support , Bankruptcies/Civil Judgments, Anything Else


Sign Up for Credit Repair Now!

Do it Yourself Option: 

Account Setup / First Work Fee:

NO FIRST WORK FEE

$0.00

$50/Month

Credit Monitoring: Included in the fee.

View your 3 Bureau Reports

Dispute Unlimited Items at your Pace

AI Assisted Dispute Process

Cancel at ANY time

CreditscoreIQ logo with a microphone icon
Do it yourself