By visiting mrthen.biz, carlosthen.com, misterthen.com, mrthen.com (the “Site”), you, the visitor of the Site, agree to the terms of this agreement. This agreement is subject to change at any time by Mr. Then Consulting LLC, (Carlos Ariel Then). This agreement contains the entire agreement between the visitor and Mr. Then Consulting LLC, regarding the use of the site.

The agreement shall be governed pursuant to the laws of the state of Rhode Island. The visitor hereby warrants and represents that he or she is in all respects qualified and competent to enter into this agreement.

No warranty is made by Mr. Then Consulting, regarding any information, services or products provided through, or in connection with, the Site, unless expressly agreed otherwise in another written agreement for a particular product or service. Mr. Then Consulting, hereby expressly disclaims any and all warranties, including without limitation: any warranties as to the availability, accuracy, or content of information, products, or services; any warranties of merchantability or fitness for a particular purpose. Some states/provinces do not allow the exclusion of implied warranties, so the above exclusion may not apply to you. Please see DISCLAIMER FOR MORE.

The material on the Site is meant to be shared for informational, non-commercial use only. Site visitors are allowed to download and distribute banner graphics and promotional materials only for the express purpose of promoting the Site. Videos appearing on Mr. Then Consulting's YouTube channel may be inserted into private non-commercial blogs and websites, but must link directly to the official Mr. Then Consulting video on YouTube. In no event, shall any video or material be used in any manner that implies any false association between Mr. Then Consulting and any other third party or in connection with the promotion of any product or service.

The Site and web-based services are intended for access and use within the United States only. The Site and web-based services are not intended for or directed to citizens, domicile, or residents of the European Union. Accordingly, our sites and web-based services comply with applicable United States privacy laws. By accessing the Site and web-based services, you affirm that you are not a citizen, domicile, or resident of the European Union.

Mr. Then Consulting does not sell or share your email address to third-parties, except to deliver any services you have requested. Unsubscribing from any email list does not necessarily unsubscribe you from other email lists within Mr. Then Consulting or outside of our database with third-parties. Users agree to provide Mr. Then Consulting, with an up-to-date email address.

The Site provides links to other third-party websites (in all cases “Linked Sites”). These Linked Sites are provided solely as a convenience to you and may perhaps be based upon the content that you elect to view or the information that you provide. Such Linked Sites are not under our control, and we are not responsible for and do not endorse, monitor, review, investigate, verify, or validate the content of such Linked Sites, including any products, information, or materials contained on such Linked Sites. We are not responsible for the accuracy or reliability of any information on the Linked Sites. You will need to make your own independent judgment regarding your interaction with these Linked Sites. It is your responsibility to evaluate the accuracy, reliability, timeliness, and completeness of the content of these Linked Sites. Some of the content served by us may be from merchant sites, and sales or activities through these sites may generate a commission payable to us. We accept no responsibility for reviewing changes or updates to, or the quality, content, policies, nature or reliability of third-party web sites, including, without limitation, Linked Sites and websites linking to this website or its content. You should review applicable terms and policies, including privacy and data gathering practices, of third-party web sites, and should make whatever investigation you feel necessary or appropriate before proceeding with any transaction with any third-party.

By opting into our mobile service, you consent to receive mobile text alerts using an automatic telephone dialing system. You may receive up to six (6) messages per month. Consent to receive marketing text messages is not required as a condition of purchasing any goods or services.

Please note that when sending and receiving text messages from Mr. Then Consulting, standard message and data rates may apply.

By signing up, you are confirming you are over the age of 13.

Opting Out

Text the word, STOP, if you wish to no longer receive SMS messages from Mr. Then Consulting. You will receive a confirmation text.

Additional Help

For additional information, text the word, HELP, for assistance, or contact Mr. Then Consulting, at carlos@mrthen.biz, or call 401-267-THEN. 

Supported carriers are:

AT&T, Sprint, T-Mobile®, Verizon Wireless, Boost, Cricket, MetroPCS, U.S. Cellular, Virgin Mobile, ACS Wireless, Appalachian Wireless, Bluegrass Cellular, Carolina West Wireless, Cellcom, C-Spire Wireless (formerly Cellsouth), Cellular One of East Central Illinois, Cincinnati Bell Wireless, Cross (dba Sprocket), Duet IP, Element Mobile, EpicTouch, GCI Communications, Golden State, Hawkeye (Chat Mobility), Hawkeye (NW Missouri Cellular), Illinois Valley Cellular, Immix (Keystone Wireless / PC Management), Inland Cellular, iWireless, Mobi PCS (Coral Wireless LLC), Mosaic, MTPCS / Cellular One (Cellone Nation), Nex-Tech Wireless, nTelos, Panhandle Telecommunications, Peoples Wireless, Pioneer, Plateau, Revol Wireless, Rina - Custer, Rina - All West, Rina - Cambridge Telecom Coop, Rina - Eagle Valley Comm, Rina - Farmers Mutual Telephone Co, Rina - Nucla Nutria Telephone Co, Rina - Silver Star, Rina - South Central Comm, Rina - Syringa, Rina - UBET, Rina - Manti, South Canaan / CellularOne of NEPA, Thumb Cellular, Union Wireless, United, Viaero Wireless, West Central Wireless, Leaco, Nemont/Sagebrush. T-Mobile is not liable for delayed or undelivered messages.

Prior to starting credit education and document processing services, you will sign a client agreement along with the following:

1. ​Service Agreement
2. Authorization for Credit Coaching Action
3. Consumer Credit File Rights (CROA Disclosure)
4. Right Of Cancellation Notice
5. Limited Power of Attorney (If applicable)

The services we perform may include

• Document preparation and credit education.  We will evaluate your current credit reports as listed with applicable credit reporting agencies and work with you to identify inaccurate, erroneous, false, or obsolete information. You will choose which items you would like to dispute. We will advise and coach you on steps to be taken to dispute any inaccurate, erroneous, false, or obsolete information contained on your credit reports.
• We will prepare all necessary correspondence in dispute of inaccurate, erroneous, false, or obsolete information in your credit reports.
• You will forward to us your correspondence received from the credit reporting agencies and we will assist you in further correspondence with those agencies.
• Consulting, coaching, and monitoring services are conducted by personal meetings, webinars, video conferencing, telephone, email, or by any other form of communication during normal business hours.

In return, for the services above, you agree to pay fees as outlined in your client agreement. You have the right to cancel your contract for any reason within 5 business days from the date you signed it. Just send written notice as outlined in your client agreement.

It is understood that we offer credit information and coaching. We make every effort to ensure the accuracy of the information and to clearly explain your options. However, we do not provide legal advice (i.e.; the application of the law to your individual circumstances). For legal advice, please consult an attorney. 

By filling out any form on our website or forms related to Mr. Then Consulting LLC, you agree by electronic signature to (1) be contacted about coaching or coaching marketing by a live agent, artificial or prerecorded voice and SMS text at my residential or cellular number, dialed manually or by autodialer, and by email (consent to be contacted is not a condition to purchase services); and (2) the Privacy Policy and Terms of Use.

All sales are final unless otherwise stated and no refunds will be afforded. 

Subscriptions will not be prorated if cancellation occurs during a billing cycle. 

90 Day Money Back Guarantee on Credit Coaching Service*

*To qualify for the 90-Day Money-Back Guarantee on our credit coaching service, it must have been at least 6 months since any credit repair efforts were made on your behalf, either by you or another company. Additionally, this offer is only valid for clients whose credit repair process began less than 2 years ago. If your credit has been worked on within the last 6 months or over 2 years ago, the money-back guarantee does not apply.

Digital books, items, and courses are non-refundable.

DELIVERY POLICY

1. General Information

All orders are subject to product availability. If an item is not in stock at the time you place your order, we will notify you and refund you the total amount of your order, using the original method of payment.  

2. Delivery Location

Items offered on our website are only available for delivery to addresses in the United States. Any shipments outside of the United States are not available at this time.

3. Delivery Time

An estimated delivery time will be provided to you once your order is placed. Delivery times are estimates and commence from the date of shipping, rather than the date of order. Delivery times are to be used as a guide only and are subject to the acceptance and approval of your order.

Unless there are exceptional circumstances, we make every effort to fulfill your order within [15] business days of the date of your order. Business day mean Monday to Friday, except holidays.

Please note we do not ship on [Sundays].

Date of delivery may vary due to carrier shipping practices, delivery location, method of delivery, and the items ordered. Products may also be delivered in separate shipments.

4. Delivery Instructions

[You can provide special delivery instructions on the check-out page of our website.]

5. Shipping Costs

Shipping costs are based on the weight of your order and the delivery method. To find out how much your order will cost, simple add the items you would like to purchase to your cart, and proceed to the checkout page. Once at the checkout screen, shipping charges will be displayed.

Additional shipping charges may apply to remote areas or for large or heavy items. You will be advised of any charges on the checkout page.

Sales tax is charged according to the province or territory to which the item is shipped.

6. Damaged Items in Transport 

If there is any damage to the packaging on delivery, contact us immediately at support@mrthen.biz.

7. Questions

If you have any questions about the delivery and shipment or your order, please contact us at support@mrthen.biz.